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Pradhan Mantri Awas Yojana
There are many types of Pradhan Mantri Awas Yojana. In which you are given a bank loan to build a house and direct money in the bank account to build a house.
Pradhan Mantri Awas Yojana helps in taking a loan from the bank to build a pucca house for the people living in the city or urban area. And within the interest of that loan, 6% to 6.5% subsidy is given by the government.
Name of the Scheme: Pradhan Mantri Awas Yojana Rural
Post Category: Government Scheme
Beneficiary: Poor people of rural area
Amount to be received: 120000 (for construction of a pucca house)
How to Apply: Online
Scheme Status: Active
But under the Pradhan Mantri Awas Yojana Gramin, the money given to people living in rural areas to build a house is absolutely free.
Table of information
What is Pradhan Mantri Awas Yojana Rural
The vision of “House for All” under Pradhan Mantri Awas Yojana Gramin is to be fulfilled by 2022. That is, the main objective of Pradhan Mantri Awas Yojana Gramin is to provide a pucca house to all.
In the rural areas of India, all the people have a kutcha house or a broken house or do not have a pucca house. All of them will be included in this scheme, that is, all of them will get a pucca house.
A clean, improved kitchen and toilet facilities will also be provided with the house.
PMAYG is a short word for Pradhan Mantri Awas Yojana Rural. Under this PMAYG, all the poor in the country have to get houses.
The effort of the government is to cover the benefits of this scheme in all rural areas as soon as possible. And so far many people have taken advantage of Pradhan Mantri Awas Yojana Gramin.
PMAYG
Features of Pradhan Mantri Awas Yojana Gramin (PMAYG) | PMAYG Key Features
Read carefully what benefits the beneficiaries are going to get under the Pradhan Mantri Awas Yojana Gramin.
- Under the PMAYG scheme, a subsidy of 1 lakh 20 thousand is available to each of the beneficiaries.
- 1 lakh 30 thousand subsidies are given for the people living in the mountains and inaccessible areas.
- The central government provides 60% of the total amount given in this scheme and 40% is provided by the state government.
- In Northeast and Himalaya state, 90% is given by the central government and 10% by the state government.
- The beneficiaries are selected according to the list of Census of India 2011.
- To get 12000 for the construction of toilets under the Swachh Bharat Mission.
- To make provision for 90 to 95 days of wages under MNREGA, apart from the assistance of the government for building a house.
- Under this scheme, technical assistance will also be provided by the government to build houses.
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Eligibility for Pradhan Mantri Awas Yojana Rural
- Eligibility for Pradhan Mantri Awas Yojana Rural | PMAYG Eligibility Criteria. Now you have to know what is the eligibility to take advantage of this scheme Pradhan Mantri Awas Yojana Gramin?
- The benefit of this scheme will be given to only one member of the family.
- Under this scheme, money will be given to those people who do not have any house or have a broken house.
- The age of the adult members living in the family should be between 16 to 59 years.
- No person in the family should be educated above 25 years of age.
- The adult members living in the family should not be physically able.
- Such families will be included whose people are mostly employed by daily wages.
- If any family is landless and maintains itself by daily wages.
- *To take advantage of Pradhan Mantri Awas Yojana Gramin, all these conditions have to be followed. Apart from this, there is some other information which you can find out by visiting your Gram Panchayat office.
Pradhan Mantri Awas Yojana
Documents for Pradhan Mantri Awas Yojana Rural | Documents For PMAYG Online Apply
To apply for Pradhan Mantri Awas Yojana online or to take advantage of this scheme. You must have some necessary documents.
*Aadhar card of application
*Applicant’s bank account details
*Family annual income certificate
*MNREGA job card
*Swachh Bharat Mission Number
*No objection certificate for building a house
*Ethnic group certificate
*It is necessary to have an affidavit in the name of the applicant or any member of the family from whom he can build a pucca house.
*How to Apply Pradhan Mantri Awas Yojana Gramin Online
Now here I would like to tell you some important things, which you should listen to carefully. You will get to see many such videos or blogs where Pradhan Mantri Awas Yojana is claiming to register itself online in rural.
I have already told you that there are two types of Pradhan Mantri Awas Yojana.
*One type of Pradhan Mantri Awas Yojana Urban
*the other type Pradhan Mantri Awas Yojana Rural
So online applications can be done sitting at home only on Pradhan Mantri Awas Yojana Urban. But the online application cannot be done on Pradhan Mantri Awas Yojana Gramin sitting at home.
Scheme Name Pradhan Mantri Awas Yojana
*Website of Pradhan Mantri Awas Yojana Urban PMAY-Urben
*Website of Pradhan Mantri Awas Yojana Gramin PMAY-Gramin
The official website of the two types of different Pradhan Mantri Awas Yojana is also different. You can see for yourself by clicking on the link above.
So finally let’s talk about how to apply in Pradhan Mantri Awas Yojana Rural?
I am telling you again that the online application in Pradhan Mantri Awas Yojana Rural cannot be done sitting at home.
For this, you will have to go to the Block Development Office of your locality with the necessary documents. There you will have to talk to the officer related to this scheme.
If you people will check the official website of Pradhan Mantri Awas Yojana Gramin, then user ID and password are asked to login there.
The user ID and password to log in to this official portal remain with the officer of your block office. And bo people will get your name registered on this portal.
There are many such rural areas where the work of registering. The names on Pradhan Mantri Awas Yojana Gramin are also done by the head of the village or the village panchayat office.
Pradhan Mantri Awas Yojana Gramin List
After adding your name to Pradhan Mantri Awas Yojana Gramin, you will be informed. And after that, you have to check the beneficiary list of the financial year.
Now sitting at home, you can now check the Pradhan Mantri Awas Yojana Rural List here. For this, you have to click on the link given below.
Government Scheme Pradhan Mantri Awas Yojana Rural
check your name check now
As soon as you click on this link, the official website of Pradhan Mantri Awas Yojana Gramin will open in front of you.
Step 1: On the top of the home page, you will see a button named “Awaassoft”. After clicking on it you will see many options. Out of these, you have to click on “Report”.
Step 2: After clicking on the report, many options will open in front of you. An option will appear at the bottom in which it is written “Beneficiary details for verification” Click on it.
Step 3: You have to select all the details carefully one after the other. Like first you have to set your state.
On the box below it, you will have to set your district, from the box below that you will have to select your block. From the box below it, you will have to select Gram Panchayat.
Now you have to select the first option “Pradhan Mantri Awas Yojana Gramin”. After that, a captcha will have to be excused, and click on the submit button.
After doing this, now the name of all the beneficiaries of your area will appear in front of you. You can check your name among them.
Prime Minister’s Housing Scheme priority for rural
As I told you from the year 2016, this government scheme is being run under Pradhan Mantri Awas Yojana Gramin. So obviously, it cannot be given to all to build a house in this together.
Some people are given priority at this time. Some people will get the benefit of this scheme after that. So who is given priority in this?
This is a process of deciding the priority by convening a meeting in the Gram Sabha or Gramin Panchayat office. In which many important things are looked at?
*First priority is given to the families of defense personnel killed in armed operations, paramilitary personnel. Widowed families of policemen and near Akhiyans.
*Preference is also given to families within which a member of the family is suffering from a chronic disease such as leprosy, cancer, or HIV.
*Preference is also given to those who have only a daughter in their house.
*Scheduled Tribes and other traditional forest dwellers, families that are covered under the Forest Rights Act, and 2006 beneficiary families.
*Kinnar family.
After this priority is decided, the office environment will do a thorough investigation of this list. And will set an annual priority list.
Due to this priority will be given one after the other. And this Pradhan Mantri Awas Yojana Gramin will be benefited.