Whether you are considering traveling to Uruguay or already living in Uruguay. Having the right health insurance can cover your medical expenses while you are in the area. Pacific Prime will help you find the right plan for your needs and within your budget. Click below for a free quote or read on to learn more about health insurance in Uruguay. Uruguay Health Insurance
Uruguay Medical Overview
Medicine is not usually the first thing people think of when they hear the name Uruguay. However, the country has played an important role in the development of health standards in South America. Many countries have also adopted Uruguay’s excellent health care system.
Uruguay’s Public and Private Health Care
Uruguay’s health care system consists of two divisions: government-run public hospitals and private hospitals.
Private Healthcare
When choosing a healthcare provider, many people choose the Mutualista healthcare option, an affordable private hospital membership. These plans allow you to pay about $100 per month to access private-sector services. Mutualists often also offer discounts on medicines. Unlike health insurance, Uruguay’s reciprocity system has no deductibles or lifetime caps.
Wealthy individuals tend to opt for Mutualista plans due to different criteria. However, the country’s public hospitals still provide a good level of care. In fact, many public hospitals offer specialized care.
Public Health
Uruguay’s Public Health System, or Administration de Los Servicios de Salud del Estado (ASSE), is similar to the Mutualista scheme. The main difference is that poor, low-income patients do not have to pay for medical care. In addition, the public sector provides broad access to people with pre-existing medical conditions and the elderly. Anyone with an Uruguayan ID card has access to the public health system.
A combination of public and private sectors provides citizens and ex-pats with a variety of healthcare options.
Uruguay Health Travel Advice
Hospitals in Uruguay are stocked with a wide range of medicines to make it easy to get the medicines you need. In addition, the health system provides mobile health services to help those who are unable to leave their homes.
Since Spanish is the primary language in Uruguay, treatment in most hospitals is rarely in English. It is good to have a Spanish speaker or interpreter with you when using medical services.
Most tourists and foreigners in Uruguay visit the British Hospital in Montevideo. Because this hospital is considered the best medical facility in the country and has English-speaking staff. Another popular medical institution among ex-pats is Asociacion Espanola.
Uruguayan ex-pats and tourists can benefit from his Mutualista, but health insurance is the more recommended option.
How To Find The Best Private Health Insurance In Uruguay
Buying the right health insurance will ensure that all medical costs are covered. International health insurance plans are usually ideal for ex-pats as they provide coverage in Uruguay and around the world. Also, medical expenses are only reimbursed if you have international health insurance.
If you plan to stay in Uruguay for a short period of time, you can also purchase short-term health insurance. On the other hand, if you travel frequently, it is recommended that you take out comprehensive insurance to cover various medical expenses. Before deciding on an insurance plan, consult a reputable insurance broker such as Pacific Prime. With over 20 years of industry experience, we make the right choice for you.